Are you approaching retirement? If so, you’re likely making many important decisions right now. One of the most important you’ll make is how to cover your healthcare costs after you leave the working world. Medicare is a valuable resource for retirees. There are several parts to Medicare. However, it generally covers at least some of the costs of hospitalizations, doctor’s visits, prescription drugs, and more. You can also choose a Medicare Advantage policy, which is health insurance through a private insurance company instead of the government. Read More»
When you are without medical, prescription, and hospitalization coverage, you may want to insure yourself and your family as quickly as possible. However, you also may have questions about what kind of coverage is really the most beneficial for all of you.
You may prefer to invest in a policy you can afford and will offer the most comprehensive services that you will actually use. You can find that type of coverage and get advice about the various insurers when you use professional health insurance services. Read More»
Navigating the details of Medicare coverage can be overwhelming. With the supplemental coverage options identified by letters, sometimes it is hard to tell what you actually need. For most people, the basic Medicare package is insufficient for long-term healthcare needs. That’s why you need to consider the Medigap plans to ensure adequate coverage. Here are a few things to know as you navigate your Medigap plan options.
Know How Much You Can Spend Read More»
If you’ll soon be enrolling in Medicare, you’ll want to understand how it works when you need medical care. Medicare coverage can be more confusing than the healthcare you may be used to, so you may even want to talk to a Medicare representative in person or over the phone before you make your decision on whether to add Medicare supplement insurance, drug coverage, or an Advantage plan.
You may get more mail and see more commercials advertising the Medicare Advantage plans than you do the Medicare supplement insurance, also known as Medigap, so you may not know much about Medigap. Read More»
Even though the insurance mandate is no longer in effect, you will still want to carry a minimum level of health insurance if you are in the United States. However, in addition to health insurance, you might want to purchase direct primary health insurance. This is not a replacement for the minimum coverage you may need but can help you save money and give you easy access to the healthcare you need. Read More»
