Even though the insurance mandate is no longer in effect, you will still want to carry a minimum level of health insurance if you are in the United States. However, in addition to health insurance, you might want to purchase direct primary health insurance. This is not a replacement for the minimum coverage you may need but can help you save money and give you easy access to the healthcare you need. Read More»
When you claim Medicare benefits, you can appreciate what they pay for and what they leave you to cover on your own. You may realize the importance of taking out an additional insurance policy to pay what regular Medicare cannot. However, with all of the available plans, you may not know for sure which one to choose. You can select the best one during the annual Medicare enrollment period by consulting with an informed enrollment agent first. Read More»
Each day, people across the country visit the doctor’s office to receive treatment for all kinds of reasons. Some sessions are made simply out of necessity because an emergency has occurred, while others are scheduled well in advance for preventative or screening purposes. As a physician, you likely have your fair share of appointments lined up with patients and are always looking for ways to streamline processes so things flow smoothly during business hours. Read More»
Medicare is an insurance many seniors become eligible for during their retirement years. This insurance helps cover physician visits, ongoing care for various chronic illnesses, and other related tests and lab work. When you begin to look at your Medicare options, including gap insurance options, you may be confused. This confusion is normal and one of the reasons you should use a Medicare insurance agency. Here are some other reasons to use this type of agency for your Medicare needs. Read More»
Special needs plans are a special type of Medicare Advantage plans that are meant for people with chronic conditions like asthma, diabetes, kidney disease, or congestive heart failure. Insurers design the benefits of these plans around helping people stay as healthy as possible by keeping their chronic conditions under control, which helps reduce the amount of money they spend on medical costs. If you’re a senior and you have a chronic medical condition, enrolling in a special needs plan has a number of benefits compared to enrolling in a normal Medicare Advantage plan or staying in traditional Medicare. Read More»
Medical expenses can quickly add up, especially if you have a chronic health condition that requires frequent doctor visits. Fortunately, many patients find that health care plans help them get the care they need without breaking the bank. If you’re on the fence about health insurance plans, here are four reasons to consider getting one. 1) Health care plans help you budget for medical expenses Surprise medical bills can eat into your savings. Read More»
As a business owner, it is up to you to look through all of the group health insurance options and providers to determine which would be best suited for your employees. Of course, there is a lot that you have to take into consideration and you want to make sure that you are not making any crucial mistakes. Remember, many employees will stay with their current employer simply for the good health insurance. Read More»
If you’re at the point of dealing with Medicare that doesn’t pay for every medical need that you have, Medigap plans exist. They supplement what you get with Medicare. You’ll have an easier time reviewing these policies if you work with a consultant who can bring these things to the search process. Suggest Private Companies to Buy From In order to buy a Medigap insurance plan, you need to work with a private company. Read More»
Employers today have to work harder to attract and retain good quality employees. One of the best ways to do this is to offer group health insurance plans that appeal to your pool of candidates and employees. But not every business can offer the top tier of benefits to everyone. One solution you may not have learned about is to offer different plans to different groups of employees. What should you know about this option? Read More»
For many Americans who have the dream of retiring early, health insurance is one of the biggest obstacles standing in their way. If insurance coverage is keeping you tied to your 9-5 lifestyle, a high deductible health plan could be a good solution. How might this type of health insurance help you stay on track for retirement? And how can you avoid common pitfalls? Here’s what you need to know. Read More»